LIVE RATESWhy RBI / Kosher Financing
Financing aligned
with your values.
RBI offers real estate financing supported by a Heter Iska framework for borrowers seeking transactions structured in accordance with recognized Jewish financial principles.
What It Means
What is kosher financing?
Jewish financial law generally prohibits charging or paying interest between Jewish parties. A Heter Iska changes the halachic structure of the transaction from a conventional interest-bearing loan into an investment arrangement between the provider and receiver.
Built on clarity. Kosher financing does not
remove the commercial terms of the transaction;
it provides an additional framework addressing
religious financial requirements.
Financing Need
The borrower identifies the property,
opportunity and appropriate RBI
loan program.
Heter Iska Structure
The transaction is documented within an investment framework designed around recognized halachic principles.
Clear Execution
Loan terms and responsibilities remain clearly documented throughout underwriting and closing.
Structured with care and
transparency.
RBI's approach brings the Heter Iska framework into the financing process while maintaining the clarity, responsiveness and disciplined execution expected from every RBI transaction.
Approved Documentation
Structured with reference to established Jewish financial principles and Heter Iska documentation.
Integrated Documentation
The Heter Iska is incorporated into the transaction rather than treated as a separate formality.
Transparent Terms
Commercial terms, responsibilities and required documentation remain clear throughout the process.
Dedicated Support
Borrowers can discuss their requirements with the RBI team before underwriting and closing.
Financing Options
Programs for
every stage.
Explore RBI's core real estate financing programs and speak with the team about incorporating a Heter Iska framework into an eligible transaction.
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Trust & Verification
Documented
for confidence.
RBI makes its Heter Iska terms available for borrowers and their advisors to review as part of the financing process.
View Heter Iska Terms →
What is a Heter Iska?
A Heter Iska is an agreement that restructures a conventional interest-bearing loan as an investment arrangement under Jewish financial law.
Is every RBI loan automatically structured this way?
Not automatically. Kosher financing is available on request for eligible transactions, and the Heter Iska is incorporated into the loan program you choose.
Does kosher financing change the loan terms?
No. The commercial terms of the transaction remain in place. A Heter Iska adds a framework that addresses religious financial requirements.
How do I request kosher financing?
Talk to an RBI expert before underwriting and closing. The team will review your requirements and incorporate the Heter Iska framework into an eligible transaction.
Can I have the Heter Iska reviewed by my rabbinical advisor?
Yes. RBI makes its Heter Iska terms available for borrowers and their advisors to review as part of the financing process.
Ready for financing aligned with your values?
Explore your options and speak with RBI about a structure designed around your project and requirements.